Car Insurance Comparison
How often should I get car insurance quotes?
We recommend that you get car insurance quotes every two years. The process is a quick process that will ensure you are always paying the correct amount for your car insurance. You should also get comparative car insurance quotes if your situation changes. This may include moving home or work where your parking situation changes. If you add an electronic garage door opening system, you may also be able to get a slightly better rate.
There are many criteria which determine the cost of your insurance. For example, if you elect to pay a higher excess, the premium will also be reduced. It really is very worth while to compare insurance quotes every two years or as you situation changes.
How can I reduce my car insurance premium?
In order to reduce your car insurance premium, it is firstly essential that you determine that you are not paying too much to begin with. By getting a car insurance quote, you will be able to compare it to what you are currently paying and then start to make adjustments to the policy.
By increasing your excess, you will lower your car insurance premium
By parking your car in a secure location at night and in the day may lower your premium
If you are over 50 and don’t do a lot of mileage you may get a lower premium
If you have not had a claim for 3 years, 5 years or longer, you will get a lower premium.
This gives you an idea of what the car insurance quote is made up of. By telling the consultant every possible reason why your car is safe and you are unlikely to have a claim or have your vehicle stolen, the better the premium will be.